Built for Australians aged 18–25

They didn't teach you
how to do your tax in school.

Tax, rent, super, health, credit, money and more — explained clearly, built for Australians, free to start.

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Hundreds

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Finance & Budgeting· Tax & the ATO· Credit & Debt· Renting & Leases· Super & Investing· Buying a Home· Employment & Pay· Insurance & Medicare· Health & Wellbeing· Cars & Driving· Legal & Consumer Rights· Scams & Online Safety· Finance & Budgeting· Tax & the ATO· Credit & Debt· Renting & Leases· Super & Investing· Buying a Home· Employment & Pay· Insurance & Medicare· Health & Wellbeing· Cars & Driving· Legal & Consumer Rights· Scams & Online Safety·

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Everything they should have taught you

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Finance & Budgeting

Renting & Leases

Employment & Pay

Super & Investing

Health & Wellbeing

Insurance & Medicare

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💰 Finance & Budgeting

How to Build a Budget That Actually Works

Learn the 50/30/20 rule, envelope budgeting, and how to set up a system that fits your life — not someone else's.

🧾 Tax & the ATO

Your First Tax Return: A Step-by-Step Guide

Demystifying the ATO, myTax and what you actually need to declare. Including what most first-timers miss.

💳 Credit & Debt

HECS/HELP Debt Explained

How the repayment system works, what indexation does to your balance, and when it makes sense to pay it off early.

How it works

Simple by design.
Useful for life.

1

Pick what you need

Dozens of categories covering every part of adult life in Australia. Start with what's relevant to you right now — no need to do everything at once.

2

Learn at your pace

Bite-sized lessons you can finish in 5–10 minutes. No videos to scrub through, no fluff. Just clear, plain-English explanations.

3

Use the tools

10 free calculators alongside the lessons that matter. Budget builders, tax calculators, mortgage tools — built for Australians, always free.

Free tools

10 calculators. All free.
No sign-up required.

Payment Calendar

Savings Calculator

Stamp Duty Calculator

Income Tax Calculator

Credit Card Repayment

Mortgage Repayment

Personal Loan Calculator

Capital Gains Tax

Super Calculator

Practical Guides

Step-by-step guides for
real situations.

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💼 Employment & Pay

How to Negotiate Your Starting Salary

The research method, the numbers framework, and word-for-word scripts for getting more than the first offer.

💼 Employment & Pay

What to Do When You Start Your First Full-Time Job

Tax file number, super nomination, reading your pay slip and checking your entitlements — everything to set up in your first two weeks.

🔑 Renting & Leases

How to Get Your Full Bond Back

From the ingoing condition report to the exit inspection — everything you need to get every dollar back.

🧾 Tax & the ATO

How to Lodge Your Tax Return in myTax

From setting up myGov to submitting — including what to claim and how to avoid the mistakes that trigger ATO attention.

📈 Super & Investing

How to Switch Super Funds

Find a better fund, check your insurance, roll over your balance and make sure future contributions follow you.

🔑 Renting & Leases

How to Break a Lease With Minimum Cost

State-by-state rules, the mitigation obligation and the special circumstances that can reduce or eliminate your costs.

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Free lessons give you a taste. The Academy Pass unlocks all lessons across all categories — including every premium lesson, plus all tools.

✓ 16 free lessons included — no card needed
✓ Hundreds of lessons total across all categories
✓ All 10 free tools included for everyone
✓ Cancel anytime, no lock-in
✓ New lessons added regularly

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