Free Tool · Taxes & the ATO · 2025–26

Income Tax Calculator

See exactly how much income tax you'll pay, your take-home pay, effective rate, Medicare Levy, and HECS repayment — broken down by bracket.

Your income
Estimate only. Covers 2025–26 Australian resident income tax, LITO, and Medicare Levy. Does not account for deductions, salary packaging, or other offsets. Not tax advice.
Take-home pay
$0
per year
Effective tax rate
0%
What you actually pay on average across all income.
Marginal tax rate
0%
The rate on each additional dollar you earn.
Annual breakdown
0% deducted
Tax bracket breakdown
Income bracket Rate Tax paid
Go deeper with Tax & the ATO lessons
The numbers make more sense
when you understand the rules

The calculator shows you what you pay. The lessons explain how deductions, HECS, and offsets actually work — and how to legally keep more.

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Lesson 1 · Tax & the ATO
Your First Tax Return: A Step-by-Step Guide
Free
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Lesson 2 · Tax & the ATO
Tax Deductions You're Probably Missing
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Lesson 6 · Tax & the ATO
Tax Tips for Young Workers
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Lesson 1 is always free · No card needed to start