Free Tool · Finance & Budgeting

Monthly Budget Builder

Enter your monthly income and expenses to see your 50/30/20 breakdown — and find out exactly where your money is going each month.

Income

Add income

Income name

Amount ($)

Frequency

Deduct super (11.5%) from this income

Expenses

Add needs expense

Expense name

Amount ($)

Frequency

Monthly income

after tax

Unallocated $0

50/30/20 guide: Needs ≤50% · Wants ≤30% · Savings ≥20%.
These are targets, not rules — adjust for your situation.